Your first three months often set the tone for your whole new life. Between mandatory paperwork, apartment hunting and the urge to explore your new city, it is easy to scatter your energy. Here is a simple road map, made for Québec, to follow in order.
Week 1: your Social Insurance Number
The SIN unlocks almost everything else: working, opening certain accounts, filing a tax return. You get it free from Service Canada, in person or online, with your passport and your immigration document. Never pay an intermediary for this step: it is quick and simple.
Weeks 1–2: your health insurance card
Register with the Régie de l’assurance maladie du Québec (RAMQ) early, because a waiting period may apply depending on your status and country of origin. During that period, temporary private insurance is strongly recommended. Also check whether a social security agreement between Québec and your country waives the waiting period.
Weeks 2–3: your bank account and credit file
Nearly every major bank offers newcomer packages, often with no fees for the first year. Bring your passport, immigration document and proof of address. Ask for a secured credit card if needed: in Canada your credit history starts from zero, and it is built month after month by paying on time.
Housing: understanding the Québec lease
In Québec the lease is regulated and renewal is the norm. Read every clause, insist on a visit, and be wary of listings that ask for a deposit before any meeting: security deposits are not permitted under Québec law — only the first month’s rent can be required in advance. The Tribunal administratif du logement publishes clear, free guides.
Phone, transit and proofs of address
A local mobile plan, a transit card and a first bill in your name will form your proofs of address for everything that follows. Keep every official document in one binder — paper and digital. You will thank yourself at your first extension or permanent residence application.
What comes next?
Once the basics are in place, the real project begins: having your credentials recognized, improving your French or English, growing your network. Our Immigration section covers each step, and if your situation calls for personalized support, you can request a consultation.